Our Process

• Borrowers will receive low-interest loans of up to $1,000
• Term of loan: 12, 24, or 36 months
• The interest rate on installment loans is set at five percent (5%) per year, accruing daily.

**A unique feature of the Jubilee Experiment installment loan is the opportunity for borrowers to earn back 100% of the interest that they paid on the loan when the loan is completely repaid.

• Term of loan: Next Pay Period
• No fee or interest is charged in connection with the short-term loan.

You do not have to be employed but you must have a steady source of recurring income payments (example: Earned Income, Social Security,
etc.) to ensure you will be able to repay your loan.

You must be at least 18 years old.

You must have an active bank account at a recognized financial institution in order to receive/send ACH wires. 

You must not currently be a debtor in a bankruptcy case or presently
intend to voluntarily file for bankruptcy relief.